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Neo / Open Bank Neo / Open Bank Neo / Open Bank Neo / Open Bank Neo / Open Bank Neo / Open Bank
Neo / Open Bank
Neo / Open Bank Neo / Open Bank Neo / Open Bank Neo / Open Bank Neo / Open Bank

Neo / Open Bank

Product Details:


Product Description

Neo banks are the digital extension of traditional financial institutions via web/mobile interfaces in the hands of the users. Neo Banks identify their customer very closely and solve their day-to-day transactions with integrated banking and payments.

Neo banks are 100% digital; that brings down the costs packed with great customer experience. At the same time given its all-digital, there are a lot better transactional data details with trails allowing the banks to think of more innovative products and services.

Neo banks are all about customer choices, accessibility, and any time services.


A System Designed to Handle End to End Payments
Video KYC on every customer on-boarding
Easy apply for loan and disbursal
Multi-Language with multi-currency support
QR Code Generate and Scan
Integrate with a few simple steps

Real-time Tracking from anywhere anytime

With instant fund transfer, you can track your financial portfolio and bank accounts in real-time from anywhere at any time.

Reduced Costs

Agree with the fact that with no expense on a physical branch, that means competitive prices and better savings for the customers.

Integration with innovative technology for a better experience

With a bank in your hand, you can integrate with fascinating apps like Artificial intelligence or Virtual reality to make spending and saving a fun experience.


Unique Virtual account for each payer

Create a Virtual Account in real-time. Deactivate an account any time you wish. Opt for fully numeric or branded virtual a/c numbers easy to remember, easy to share.

All bank and UPI transfers

Accept payments via IMPS, RTGS, and NEFT.

Auto Bank Reconciliation

Freedom from manual reconciliation: Know who paid and when

Scheduled & Queuing Payment

Schedule the payment to avoid missing & also initiate the payout if the balance is low

A virtual account to power up your business transactions

Get the only virtual account that is built for your business - experience a smooth, fast & hassle-free banking experience with the click of a button.


Create a unique mapping of virtual account or Virtual UPI ID assigned to every payer/user


Share the account for payment for the user via email / SMS / WhatsApp or notify through App


The payer pays to the assigned account using any UPI App or uses to pay their loan, bill, for booking, and more


Once the payment is received immediately, you are instantly notified about the payment details



Your Neo account comes with a companion Stash account to put savings in. Move money between them in a flash.


Neo is all digital. No more waiting in line at your local branch. Do anything you need on the Neo app.


Intelligent algorithms help automate your finances to get the most out of your money. Enjoy the peace of mind.

Online bank account & Virtual/Physical card built for daily life spends

Unlike regular bank accounts, the SILU Neo Banking card is built to cater to the unique needs of daily needs. It is most powerful when used alongside your existing bank account.

Best debit card alternative for spends

Can be used everywhere VISA cards are accepted

Comes integrated with expense management

Start using immediately as a virtual card

Receive physical VISA card Card Management System


Reward Yourself With Your Transactions

Sign up with SILU Rewards for amazing deals and extra benefits.

Wave Your Hand For Magic

Hide your balance from the screen with a wave of your hand.

Your Account is in Safe Hands. Your Hands

Lock/Unlock your card or Set/Reset your Card PIN on your own via the app.

One Stop For Your Entire Portfolio

Import and track your entire Mutual Fund portfolio easily from one portal.
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"We are accepting inquiries from Maharashtra only."
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